Connecticut students may soon find it easier to pay for school. Gov. M. Jodi Rell announced that beginning this past Monday, 20 credit unions throughout the state are accepting applications for two new loan programs below market rate. The state is guaranteeing 20 percent of the up to $17.5 million in loans to be offered under the program. “These loans will be made to students who may not qualify for traditional loans or who may have already used up all their resources and are now having trouble paying for college costs,” Rell said.